• Award Listing: Restricted stock that has been granted to you
• Online Award Acceptance: Lists restricted stock that requires acceptance by you
• Shares Available for Sale: Post release transactions that result in shares
• Transaction History: All transactions in chronological order
• Order Summary
• Account Information Summary
• Certify IRS W8-BEN / W9 online
• Enter / Modify / Delete currency wire instructions
• Change your Trading PIN
• Your Portfolio - Link to other Morgan Stanley Smith Barney accounts

• Model tax payment methods on future vests
• Model deferral of awards vesting on next vest date

• Submit your tax payment - alternatives for next vesting

Familiarize yourself with your estimated tax payment alternatives for your next vesting. The tax payment methods is the method by which you choose how to pay taxes for your restricted stock before it is released:

1. Pay cash / check — Paying by cash/check an amount that equals the amount of tax withholding. This will allow you to receive the maximum number of shares. This payment would be made directly to your company.
   
   
2. Withhold to Cover — A surrender of shares back to the company that equals the amount of taxes needed for tax withholding. You receive the remaining share amount.
   
   
3. Sell to Cover — Sell enough shares needed to cover the tax withholding. You will receive any shares remaining.
   
   
4. Sell all shares — Sell all shares that vest and withhold an amount equal to the taxes from the proceeds. You will receive the cash that remains.
   
   
5. Bonus Deduction — A request to have your company deduct funds from your bonus that equals the amount of taxes needed for tax withholding.
   
   
6. Payroll Deduction — A request to have your company deduct from your salary (either in lump sum or over certain periods) the amount of taxes needed for withholding.
   
   Note: Most companies will not release the stock until the taxes are paid in full. Some companies may forfeit the shares if taxes are not paid by a specified deadline or default to share withholding.

• Place a real-time market sell or limit sell order
• Select proceed delivery method and local currency to have proceeds converted to
• Select which shares to sell across various previous purchases
• Review and submit your order
• Receive an online confirmation upon execution of order

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• U.S. Dollar check added as a currency choice for all corporate clients that trade on non-U.S. exchanges
• Revised look and feel of email notifications that include activation instructions in HTML format
• Non-U.S. stock plan participants can certify the IRS Form W-8BEN/W-9 and Simplified New Account form online
• 32 currencies available through our foreign exchange product offering
• Calculation of Federal tax subject to Section 409A of the Internal Revenue Code for employees who cross the $1 million supplemental income threshold.