For the Employer:
- Leading Edge Technology:
A convenient, flexible and user-friendly method for your employees to access their retirement plan account, learn about available investment options, change allocations or transfer balances.
- Educational Tool:
Designed to boost participation and contribution levels, assist employees in their asset allocation decisions and provide useful information about investments, economic trends and retirement planning.
- Effective Plan Management:
Reduces paper processing, educates employees about retirement plans, and increases employee communication.
- One-Stop Shopping:
The potential to integrate online applications for a variety of corporate financial products including Retirement Plans, Stock Option Plans, Stock Purchase Plans and Deferred Compensation Plans.
For the Employee:
- Round-the-Clock Access:
24-hour, 7-day per week access to account information.*
- Account Detail:
Access to current account balances, contributions and quarterly investment performance figures. Modify allocations, transfer balances and rebalance to match allocation percentages.
- Financial Calculators:
Interactive tools to model and analyze different scenarios involving changes in salary deferral, retirement needs and projected account balance, based on assumptions provided by the user.
- Virtual Total Wealth Statement:
Links retirement account balances to any other benefit accounts at Morgan Stanley Smith Barney.
- Single Sign-on:
One password works for all Morgan Stanley Smith Barney Internet Sites.
- Confidential Information:
Personal account information is secure and encrypted when accessing it on our web site.
*Note: The site may be unavailable during periodic scheduled maintenance.
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