Helping to Meet the Demand for Online Employee Benefit Services

Every day, the demand for efficient and comprehensive online services increases. Morgan Stanley Smith Barney recognizes the importance of Internet services for both companies and their employees. That's why we developed one of the most robust packages of employee benefit Internet applications in the industry.

Our Internet services provide your company with a suite of online tools and applications designed to complement and enhance our wide-range of corporate financial products and services. Through our Benefit Access site, we provide employees with a single point-of-entry, using a single user name and password to access information pertaining to:

• Qualified Retirement Plans
• 401(k) Advice
• Stock Option Plans
• Stock Purchase Plans
• Restricted Stock Plans
• Deferred Compensation Plans
• On-Site Financial Planning Tools
• Corporate Benefit Access
• 529 College Savings Plans

Combined Benefit Statement: Facilitating Communication and Administration

Benefit Access Combined Benefit Statement allows participants to view account information in a real-time environment from multiple benefit plans and includes sophisticated financial planning tools, modeling calculators and plan-specific educational material. These tools and materials, when combined with information from multiple benefit, compensation and equity based accounts, helps employees develop cohesive, long-term financial strategies for themselves and their families using a variety of Morgan Stanley Smith Barney products and services.

Online Services for Corporations

The Corporate Client Group's online services are not limited to participants. Corporate Benefit Access provides plan administrators with all of the tools necessary to effectively manage their benefit program online. To learn more about the capabilities of our online services for administrators, click here.